HomeAPR CalculatorAPR CalculatorFind the true annual cost of a loan including fees.Loan amount ($)Upfront fees ($)Total interest paid ($)Loan term (days)True APR40.56%Total cost: $200.00 on $1000 over 180 days.Frequently Asked QuestionsWhat is APR?How does APR differ from interest rate?Why do payday loans have such high APR?