Lender Reviews
Independent, side-by-side reviews of major U.S. consumer lenders. APR ranges, loan amounts, requirements, pros, cons, and safer alternatives. Every review is checked for cost, repayment structure, state availability, and borrower risk.
Installment Lenders
OppLoans
Bad-credit installment loans that report to all three bureaus.
Read OppLoans review →
Rise Credit
Installment loans up to $5,000 for borrowers with limited credit.
Read Rise Credit review →
Possible Finance
Small installment loans designed to replace payday loans.
Read Possible Finance review →
NetCredit
Personal loans and lines of credit for fair- and bad-credit borrowers.
Read NetCredit review →
CreditNinja
Personal installment loans for borrowers turned down by banks.
Read CreditNinja review →
MoneyKey
Short-term installment loans and lines of credit for emergency borrowing.
Read MoneyKey review →
Cash Advance Apps
MoneyLion
Cash-advance app with credit-builder loans and a checking account.
Read MoneyLion review →
Brigit
Subscription cash-advance app with budgeting and credit-builder tools.
Read Brigit review →
EarnIn
Tip-based earned-wage access of up to $150/day.
Read EarnIn review →
Dave
Small ExtraCash advances with a low monthly membership.
Read Dave review →
Lines of Credit
Payday Lenders
CashNetUSA
Payday and short-term installment loans across many states.
Read CashNetUSA review →
Speedy Cash
Payday, installment, and title loans online and in-store.
Read Speedy Cash review →
Check Into Cash
Storefront and online payday, installment, and title loans.
Read Check Into Cash review →
ACE Cash Express
Storefront and online payday, installment, and title loans.
Read ACE Cash Express review →
Title Loan Lenders
Tribal Lenders
How we rate lenders
Ratings weigh disclosed APR ranges, fee transparency, credit-bureau reporting, fixed vs. balloon repayment, state licensing footprint, and the presence of cheaper alternatives. See our editorial guidelines and fact-checking policy.