Lender Reviews
Independent, side-by-side reviews of 16 major U.S. consumer lenders. APR ranges, loan amounts, requirements, pros, cons, and safer alternatives — with no paid placements. Every review is checked against current state regulator data at least once a year and after major policy changes.
Installment Lenders
OppLoans
Bad-credit installment loans that report to all three bureaus.
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Rise Credit
Installment loans up to $5,000 for borrowers with limited credit.
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Possible Finance
Small installment loans designed to replace payday loans.
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NetCredit
Personal loans and lines of credit for fair- and bad-credit borrowers.
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CreditNinja
Personal installment loans for borrowers turned down by banks.
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Cash Advance Apps
MoneyLion
Cash-advance app with credit-builder loans and a checking account.
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Brigit
Subscription cash-advance app with budgeting and credit-builder tools.
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EarnIn
Tip-based earned-wage access of up to $150/day.
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Dave
Small ExtraCash advances with a low monthly membership.
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Lines of Credit
Payday Lenders
CashNetUSA
Payday and short-term installment loans across many states.
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Speedy Cash
Payday, installment, and title loans online and in-store.
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Check Into Cash
Storefront and online payday, installment, and title loans.
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ACE Cash Express
Storefront and online payday, installment, and title loans.
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Title Loan Lenders
Tribal Lenders
How we rate lenders
Ratings weigh disclosed APR ranges, fee transparency, credit-bureau reporting, fixed vs. balloon repayment, state licensing footprint, and the presence of cheaper alternatives. We do not receive payment for placement or rating. See our editorial guidelines and fact-checking policy.