Loans in Richmond, MA 01254

Looking for a loan in ZIP code 01254? Residents of Richmond (Berkshire County), Massachusetts can apply with state-licensed storefronts and online lenders that follow Massachusetts consumer-finance law. Compare the loan types below and pick the option that fits your situation.

Loan types available in 01254

Massachusetts loan law applies in 01254

Payday loans prohibited · Max payday loan N/A · Max APR 23% APR + $20 admin fee

Full Massachusetts loan law →

How to apply from 01254

  1. Decide how much you need to borrow and how quickly you can pay it back — short-term loans are far more expensive than installment loans.
  2. Check what's legal in Massachusetts: payday loans prohibited, max APR 23% APR + $20 admin fee.
  3. Compare 2–3 licensed lenders or a single connector that matches you with multiple offers, so you see real rates before signing.
  4. Have ID, proof of income, an active bank account, and your address in 01254 ready — most online applications take under 10 minutes.

Other ZIP codes in Massachusetts

All cities in Massachusetts

Ready to compare loan options?

Check available loan options in minutes — secure, free, no obligation.

Get Started