Editorial Guidelines

Our Mission

We publish accurate, accessible content that helps people make informed borrowing decisions. Every guide is written for a general audience — no jargon, no sales pressure.

Independence

Editorial decisions are made independently from advertising relationships. Lender partners do not review or approve our content. Sponsored content, if any, is clearly labeled.

Sourcing

State lending rules are sourced from published statutes, state regulator websites, and the CFPB. We update content when laws or industry guidance materially change.

Corrections

If you spot an error, please contact us. We will review and correct promptly.

Not Financial Advice

Our content is educational. For personal advice, consult a licensed financial professional or nonprofit credit counselor.