Loans in Richmond, CA 94802
Looking for a loan in ZIP code 94802? Residents of Richmond (Contra Costa County), California can apply with state-licensed storefronts and online lenders that follow California consumer-finance law. Compare the loan types below and pick the option that fits your situation.
Loan types available in 94802
California loan law applies in 94802
Payday loans legal · Max payday loan $300 ($255 after fee) · Max APR ~460% APR
How to apply from 94802
- Decide how much you need to borrow and how quickly you can pay it back — short-term loans are far more expensive than installment loans.
- Check what's legal in California: payday loans legal, max APR ~460% APR.
- Compare 2–3 licensed lenders or a single connector that matches you with multiple offers, so you see real rates before signing.
- Have ID, proof of income, an active bank account, and your address in 94802 ready — most online applications take under 10 minutes.