Title Loan Lenders
CashCompassPro rating
High-cost option
Cost / APR
100% – 300%+ (state-dependent)
Amounts
$300 – $10,000+
Funding speed
Same day in-store
Credit review
Varies by state and eligibility
Loan amounts
$300 – $10,000+
APR range
100% – 300%+ (state-dependent)
Collateral
Clear or near-clear vehicle title
Term
30 days, frequently rolled
Funding speed
Same day in-store
Overview
TitleMax is the largest title lender in the United States. The product trades fast cash for a lien on your vehicle, with APRs that frequently exceed 100% and a real repossession risk if you miss payments. Use only as a last resort and only with a concrete repayment plan that fits inside the original 30-day term.
Who TitleMax may be best for
Borrowers comparing lender options, costs, approval requirements, funding speed, and alternatives before submitting a request.
What to watch before applying
Review APR, fees, repayment timing, availability, and the total repayment amount before accepting any offer.
Pros
- Funds available same day
- Keep driving your car during the loan
- Available without a credit check
Cons
- Vehicle repossession on default
- APRs commonly 100%+
- Frequent rollover trap
- Limited consumer protection in many states
Eligibility & requirements
- Lien-free or near-lien-free vehicle title in your name
- Government-issued ID
- Proof of income
Compare TitleMax to other options
Use the review details, calculators, and alternatives below before submitting a request.
Submitting a request does not guarantee approval or funding.
Compare related guides
Alternatives to TitleMax
How we review lenders
Questions
Frequently Asked Questions
Clear answers to common questions before you compare loan options or apply.
Reviewed by the CashCompassPro editorial team. CashCompassPro is not a lender and does not make credit decisions. See our editorial guidelines and fact-checking policy. Browse all lender reviews.