Title Loan Lenders
TitleMax Review
Title loans secured by your vehicle.
Loan amounts
$300 – $10,000+
APR range
100% – 300%+ (state-dependent)
Collateral
Clear or near-clear vehicle title
Term
30 days, frequently rolled
Funding speed
Same day in-store
Overview
TitleMax is the largest title lender in the United States. The product trades fast cash for a lien on your vehicle, with APRs that frequently exceed 100% and a real repossession risk if you miss payments. Use only as a last resort and only with a concrete repayment plan that fits inside the original 30-day term.
Pros
- Funds available same day
- Keep driving your car during the loan
- Available without a credit check
Cons
- Vehicle repossession on default
- APRs commonly 100%+
- Frequent rollover trap
- Limited consumer protection in many states
Eligibility & requirements
- Lien-free or near-lien-free vehicle title in your name
- Government-issued ID
- Proof of income
Compare to other lenders
Use our free pre-qualification form to see options matched to your state and income.
No hard credit pull · 60-second form
Alternatives to TitleMax
Frequently Asked Questions
Reviewed by the CashCompassPro editorial team. See our editorial guidelines and fact-checking policy. Browse all lender reviews.