Cash Advance Apps
CashCompassPro rating
Worth comparing
Cost / APR
0% (subscription-funded)
Amounts
Up to $500 (ExtraCash)
Funding speed
Varies by state and eligibility
Credit review
Varies by state and eligibility
Advance amount
Up to $500 (ExtraCash)
APR
0% (subscription-funded)
Membership
$1/month
Express fee
$1.99 – $13.99 for instant transfer
Spending account
Yes — Dave Banking
Overview
Dave runs on a $1/month membership and offers ExtraCash advances of up to $500 when you use the linked Dave Banking spending account. It's a competitive choice if you're comfortable opening a new banking app to unlock the higher advance ceiling; otherwise it behaves like a typical small-dollar earned-wage app.
Who Dave may be best for
Borrowers comparing lender options, costs, approval requirements, funding speed, and alternatives before submitting a request.
What to watch before applying
Review APR, fees, repayment timing, availability, and the total repayment amount before accepting any offer.
Pros
- $1/month membership is the cheapest in category
- Advances up to $500 with the linked Dave Banking account
- Side-hustle and budgeting tools included
- No interest or late fees on advances
Cons
- Larger advances require using Dave Banking
- Optional tip is prompted at checkout
- Express transfer fees can be steep on small advances
Eligibility & requirements
- Active checking account
- Pattern of recurring income
- Smartphone
Compare Dave to other options
Use the review details, calculators, and alternatives below before submitting a request.
Submitting a request does not guarantee approval or funding.
Compare related guides
Alternatives to Dave
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Questions
Frequently Asked Questions
Clear answers to common questions before you compare loan options or apply.
Reviewed by the CashCompassPro editorial team. CashCompassPro is not a lender and does not make credit decisions. See our editorial guidelines and fact-checking policy. Browse all lender reviews.