Cash Advance Apps
Brigit Review
Subscription cash-advance app with budgeting and credit-builder tools.
Advance amount
Up to $250
APR
0% (subscription-funded)
Subscription
$9.99/month (Plus plan)
Funding speed
Instant (paid) or 1–3 days (free)
Credit builder
Yes — separate product
Overview
Brigit is one of the cleanest subscription-based cash-advance apps. The $9.99 Plus plan unlocks up to $250 in interest-free advances plus budgeting tools and a credit-builder loan. It works best for people who already keep their checking account positive and want a safety net against overdraft fees — not for someone who needs a one-time large advance.
Pros
- No interest or late fees on advances
- Automatic-advance feature avoids overdraft
- Credit-builder loan reports to bureaus
- Includes budgeting and identity-theft tools
Cons
- $9.99/month subscription required for advances
- Advance cap of $250 is low
- Eligibility tied to consistent paycheck deposits
Eligibility & requirements
- Checking account with regular direct deposits
- Positive checking balance most of the time
- Smartphone
Compare to other lenders
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Reviewed by the CashCompassPro editorial team. See our editorial guidelines and fact-checking policy. Browse all lender reviews.