Payday Lenders
Speedy Cash Review
Payday, installment, and title loans online and in-store.
Products
Payday, installment, title, line of credit
APR range
200% – 800%+ (state-dependent)
Loan amounts
$100 – $25,000 (title)
Funding speed
Same day in-store; 1 business day online
Footprint
~200+ storefronts plus online
Overview
Speedy Cash offers the full spectrum of small-dollar credit — payday, installment, title, and lines of credit — both online and at ~200 storefronts. APRs are uniformly high and the title-loan product carries repossession risk. Treat it as a last-resort option.
Pros
- Multiple product lines under one application
- Storefront option for cash pickup
- Available in many state-restricted markets
Cons
- Very high APRs across all products
- Title loans risk vehicle repossession
- Limited credit-building benefit
Eligibility & requirements
- Active checking account
- Verifiable income
- Government-issued ID
- Clear vehicle title (for title loans)
Compare to other lenders
Use our free pre-qualification form to see options matched to your state and income.
No hard credit pull · 60-second form
Alternatives to Speedy Cash
Frequently Asked Questions
Reviewed by the CashCompassPro editorial team. See our editorial guidelines and fact-checking policy. Browse all lender reviews.